Together, all the way.
Protection from life's "What if's".
Our Flexible Choice Cancer and Heart Attack & Stroke insurance policy can help ease the financial challenges that arise when a covered critical health event occurs.
› Issue ages 18–99. Coverage for you and your dependents.
› Lump sum benefits from $5,000 to $75,000.*
› Customize your policy to suit your budget and lifestyle by adding on optional riders to increase benefits.**
› Guaranteed renewable for life.***
› Pays your selected benefit regardless of any other insurance you may have.
› No tobacco-use questions on the application.
*May vary by state.
**Optional riders available for an additional premium.
***Rates can only be increased if rates are adjusted for all class members
THE LUMP SUM CANCER POLICY IS A CANCER ONLY POLICY. THESE POLICIES PAY LIMITED BENEFITS ONLY.THEY DO NOT CONSTITUTE COMPREHENSIVE HEALTH INSURANCE COVERAGE AND ARE NOT INTENDED TO COVER ALL MEDICAL EXPENSES. THIS COVERAGE DOES NOT SATISFY THE “MINIMIUM ESSENTIAL COVERAGE” OR INDIVIDUAL MANDATE REQUIREMENTS OF THE AFFORDABLE CARE ACT (ACA). THIS COVERAGE IS NOT MEDICAID OR MEDICARE SUPPLEMENT INSURANCE.
This is a solicitation for insurance and an insurance agent/producer may contact you. Product availability varies by state. The policies have exclusions, limitations, reduction of benefits and terms under which the policies may be continued in force or discontinued. For cost and complete details of coverage, contact your insurance agent/producer or the company. Policy Forms: Lump Sum Cancer - LY-LSC-BA et al, LY-LSC-BA-B-ID et al, LY-LSC-BA-OK et al, LY-LSC-BA-B-OR et al, LY-LSC-BA-B-TN et al, LY-LSC-BA.V3-B-TX et al. Lump Sum Heart Attack and Stroke - LY-LSH-BA et al, LY-LSH-BAB-ID et al, LY-LSH-BA-OK et al, LY-LSH-BA-B-OR et al, LY-LSH-BA-B-TN et al, LY-LSH-BA.V3-B-TX et al.
All our products and services are provided exclusively by or through operating subsidiaries of our Corporation, including Loyal American Life Insurance Company. The our name, logo, and other our marks are owned by our Intellectual Property, Inc.
Whether you have Medicare or will soon be eligible for Medicare, it is important to understand Supplemental Benefits available from our HealthcareSM.
A our Healthcare Flexible Choice Cancer and Heart Attack & Stroke insurance1 policy can help pay out-of-pocket expenses not covered by medical insurance as well as household expenses. Use the payment as you see fit.
John is a 65 year old male who is enrolled in Medicare and purchased a Cancer, Heart Attack and Stroke Insurance policy.2
Below is an example of how this Insurance policy helps cover expenses for John.
John purchased a Flexible
Choice Cancer, Heart
Attack and Stroke policy
at age 42 while in a lowpremium age bracket with
a $50,000 payout
John suffered a heart attack at age 65.
He used the funds to help
cover his mortgage and
lost income so his heart
attack did not derail his
plans for retirement.
He added a
Benefit Builder rider
that increased his benefit
by $1,000 yearly.
John received a $73,000
payout from his policy.
Policy payout: $50,000
Benefit Rider
for 23 years: $23,000
Total received: $73,000
How the policy works.
Lump sum payments are paid directly to you or anyone you choose and can be used to pay for direct expenses, such as medical costs, as well as indirect expenses.
Direct expenses
• Deductibles/coinsurance
• Prescription drugs
• Rehabilitation
• Extended hospital stays
• Experimental therapy
Indirect expenses
• Travel/lodging to visit specialists
• Mortgage/rent
• Lost income
• Utilities/groceries
Life can throw you some curve balls, so it’s important to remember that a Flexible Choice Cancer, Heart Attack & Stroke Insurance policy can help people focus on their recovery without the added stress of mounting medical bills.
All Payments Are Paid Directly To You